Ernest Jinks joined the wild, wild west that was the mortgage business at the time in 2001 as a mortgage broker. Quickly allocating himself with several programs and guidelines in the industry, he helped thousands of people obtain home ownership. He soon realized that communication, accessibility and accountability were the cornerstones that he would build his business with.
Getting licensed with the NMLS in 2009, Ernest went into retail lending and never looked back. He takes pride in a successful career as a Senior Mortgage Executive with more than 21 years of experience in mortgage finance, sales, operations, P&L management, origination, process improvement, vendor management, strategic planning, risk management, and product development.
Ernest specializes in Strategic Business Planning, Sales Team Management, Process Improvement, Coaching & Mentoring, P&L Management, Operations Management and Product Development, Government Mortgages, FHA, USDA, VA. Conventional, Subprime, Reverse Mortgage and down payment assistance as well as wholesale and retail Mortgage Lending. He also takes great pride in using his vast experience and knowledge to not only help his clients but also his referral partners and their clients to achieve the success of home ownership, being thoughtful and caring throughout the process as he helps what will be for most people, the biggest financial decision of their life.
When he is not originating, managing and everything else that has to do with the mortgage industry, he is the greatest dad on the face of the Earth. (Not his words but his oldest son’s words.) He takes great pride in being a father and realizes that it is truly his number one and most important job. He loves his two boys so very much. With being a father, he also coaches his son’s basketball and baseball teams. Outside of that, he is a workout junkie and believes in the benefits of a healthy lifestyle. Ernest is also very thankful for his relationship and employment at Colten Mortgage.
Together with their cornerstones lineup, communication, accessibility and accountability, they make a great team!
Colten Mortgage has a solution to help you reach your goals, no matter what stage you’re in. I am always available to help you determine the best possible solution for your needs now, and in
the future. Some of our specialties include:
• Purchase & Refinance
• First Time Home Buyers
• New Construction Loans
• Home Improvement & Rehab Loans
• Second Homes & Investment Properties
• Single Family & Multi Unit Condos
We take pride in exceeding expectations by delivering white-glove customer service to each and every client. Don’t take our word for it, check out our reviews on Google!
We are dedicated to making sure our clients feel heard, know their options, and understand every step of the loan process.
Our Loan Officers are always available to answer your questions, and happy to meet in person if it’s more comfortable.
We deliver a seamless experience to our clients, realtors, and builder partners with all loan processing and underwriting performed in-house. So when you have a question, we have an answer.